Do I need insurance? Does Ship Smart have a lot of damage?

While Ship Smart has a loss and damage rate below 2%, accidents can happen with any mover, so we offer a complete replacement policy available for purchase. Should you decide to opt-out of our insurance, Ship Smart would assume your items are insured elsewhere, whether that be a homeowners or renters policy. If you are unsure if shipping is covered in your third-party policies, you can add insurance up until the day of pick up of your goods.